Premium Assistance

Our Premium Assistance program is an insurance sponsorship program, sanctioned by the Washington Health Benefits Exchange (WAHBE). We pay the monthly premium payment for silver-level Qualified Health Plans, found on Washington Healthplanfinder (HPF), for Pierce County residents with financial need and who have no affordable option for health insurance.

Eligibility Requirements

For Navigators

Access with Impact

Pierce County Project Access understands that the monthly premium cost of health insurance can be a significant burden for many individuals. Since 2015, our Premium Assistance program has been dedicated to alleviating this challenge. Thanks to the generosity of our donors, we proudly sponsor over 250 people, helping individuals and families access the healthcare they need.

The support from Pierce County Project Access has been a lifeline for me. It's not just about healthcare; it's about dignity and peace of mind. With their assistance, I can afford healthier food choices, like fresh fruits and veggies, instead of relying on cheap alternatives. I've been able to prioritize my health by getting my eyes examined and updating my prescription, a luxury I couldn't afford otherwise."

Leslie R.
Premium Assistance Client

Eligibility Requirements

Pierce or Yakima County resident
Household at or below 400% FPL
Not offered an affordable option for healthcare (through an employer, Medicaid, Medicare, VA)
Files taxes
Enrolled in a silver-level plan on Washington Healthplanfinder
Referred by a Navigator or partnered broker

Referrals

All applicants must be referred by a Navigator or partnered broker.

1. The applicant must select a silver-level plan

Navigators, at no cost, can assist applicants in creating a Washington Healthplanfinder application and selecting a silver-level health plan. Applicants must apply the full amount of tax credits.

Find a Navigator here.

2. The Navigator must send us a referral

We work in partnership with the Navigators in our community. If you are seeking sponsorship and meet our program requirements, please meet with a Navigator and ask for a referral to Premium Assistance.

If you are a Navigator and need our Referral Form, please contact info@pcprojectaccess.org.

FAQs

Do I need to see a Navigator?

Yes. We only accept applicants who are referred to us from a Navigator. You cannot apply directly to the program without a referral. We recommend making an appointment with a Navigator as soon as possible, as space is limited in our program. Find a Navigator here.

Does the Premium Assistance program sponsor dental plans?

No, we only sponsor silver-level health plans found on Washington Healthplanfinder. You may select a dental plan when you sign up for health insurance, however you will be responsible for the monthly premium cost.

What is considered "affordable" employer insurance?

We use the 10% rule. If the monthly cost of the plan offered to you by your employer is less than 10% of your monthly income, it is considered affordable and we cannot provide sponsorship.

Will the program sponsor multiple household members?

Yes. We can sponsor qualifying individuals within the same household, including a spouse or child.

How do I learn more about health insurance options available in Washington state?

Visit waheathplanfinder.org for more details.